General Rules

Qualification & Membership Rules

Clear, transparent rules — the foundation of trusted recognition.

Financial Year Basis

All qualifications are calculated on the current financial year business only.

2026-2027

Single Premium at 10%

Single premium policies are counted at 10% of premium value toward qualification.

Membership is Mandatory

IMRF membership (with fee) is mandatory.

Benefits

Convention Registration

Convention registration is applicable separately for attending felicitation events.

Branch Certification Required

Business figures must be certified by your branch; the certification document is mandatory.

Verification Committee Approval

Every application is reviewed and approved by the IMRF Verification Committee.

Grand Conventions at Iconic Indian Destinations

Every IMRF Convention is hosted at carefully selected, iconic destinations across India — an unforgettable experience of recognition, learning, networking and celebration.

Committee Decision Final

In all matters of qualification, recognition and membership, the Committee's decision is final and binding.

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